63% of Americans don't have enough savings to cover a $500 emergency and the average American carries a credit card balance of $5,047. HoneyBee introduced the first-ever PTO loan, allowing 125 Million employees to unlock a $300B asset and access low-cost credit in minutes.

Current equity investors include Afore Capital, Resolute Ventures and fintech executives such as Sam Hodges (CEO, Funding Circle) and Andy Carra (Co-founder, SoFi).
Benny Yiu (CEO)
Benny is a fintech entrepreneur with 7+ years experience in the marketplace lending industry. Benny was employee #6 and the VP of Capital Markets for IOU Financial, an Atlanta-based online SMB marketplace lender. He was responsible for funding, strategy, capital raising and led the company to 200 employees with over $500 million in small business loan originations across the United States. Benny is a certified Financial Risk Manager (FRM) and worked as a trader and fixed income analyst for TD Bank and State Street Global Advisors.
Ennie Lim (President)
Ennie was formerly a Regional Sales Director for AON, where she led the high net worth insurance sales effort in Hong Kong. Prior to HoneyBee, she was the CEO and founder of an environmental social impact company that benefited underserved children and she was Board Member of an early childhood literacy 501(c)3 non-profit based in Silicon Valley. Ennie graduated from McGill University and she’s passionate about building businesses for a better tomorrow and believes all of us has the potential to become powerful changemakers.
Max Schoch (CPO)
Max started as an engineer at BMW in Germany which transitioned into a career in management consulting. Max moved to the United States in 2015 and worked as a product manager for Pivotus Ventures (innovation arm of Umpqua Bank) where he managed multiple fintech banking products (lending and asset management) before joining HoneyBee. Max earned his MBA from the San Francisco State University.
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Walter Balmas (CCO)
Walter comes to HoneyBee w/ 20+ years in consumer finance, having led product development, operations & compliance efforts for..
Nisheeth Ranjan (CTO)
Nisheeth is a technology entrepreneur with 20+ years experience in engineering and technical management at Silicon Valley companies like Netscape (bought by AOL for $4.2B in 1998), Liveops (grew to $125M+ in revenue in 2010)..
Raised $840K from Afore Capital and Resolute Ventures in June 2017.
Raised $1.2M from Afore Capital and Resolute Ventures in Dec 2017.